Dave Giertz from Dublin Ohio, Lays Out The Reasons Why Financial Advisers Need To Talk About Social Security

In a 2014 interview with a Wall Street Journal Reporter, Dave Giertz of Nationwide explained why financial advisers need to discuss social security with clients. He says that most, unfortunately, don’t do this due to the complexity of the issue on SoundCloud.com. This is a mistake which does a disservice to the client and also affects the adviser’s ability to retain clients.

Making his first point, David Giertz said that a study his company commissioned showed that most people are very willing to change advisers if they can’t get answers to their social security questions. Due to this, advisers need to be proactive and address the questions about social security and when to take it or they will likely lose a lot of customers over the issue.

Dave Giertz also makes the salient point that most retirees increasingly rely on social security as a major part of their income post-retirement. For most, about 40% of what they have to spend comes from their monthly social security check according to bloomberg.com. Because it makes up such a large part of their budget it has to be addressed by the adviser in order to create a retirement financial roadmap.

In the past, David Giertz has talked about social security and how mistakes made early can drastically reduce the amount of money retirees get. People need to be advised on when to take retirement, Dave Giertz has said, because taking starting too early will reduce the amount a person receives over the rest of their lifetime.

Dave Giertz has been in the financial industry for more than 25 years. He has served as a financial adviser in the past and now has served in an executive role at a number of companies including Nationwide Financial. Giertz has served as a President in a number of the company’s subsidiaries in the financial industry.

Learn more about David Giertz: http://financial-advisors.credio.com/l/314999/David-Giertz

Brazilian Banking and Igor Cornelsen

Information From A Retired Brazilian Banker

Igor Cornelsen is a retired Brazilian banker who has experienced the Brazilian banking methods. It may be true to claim that the entire banking world has been puzzled over the oddity of the Brazilian banks. This puzzlement involves the end of the 2014 year. It is with much experience that Mr. Cornelsen on brandyourself.com had the ability to speak intelligently about the basics of Brazilian banking. The Brazilian banking methods are of interest to many. This is because most banks will usually suffer right along with an economy that is troubled. It is true that Brazil had not experienced economic growth during the 2014 time frame, yet this country’s top two private banks had both experienced solid profit increases. Many have wondered how the Brazilian banks can ride out the turbulent economies while still coming ahead with a profit. Igor Cornelsen is an investment expert who had previously shared his knowledge about some of the top Brazilian bank methods. He has shared some intriguing nuggets of knowledge. His information about some of the Brazilian banking methods have been viewed in various credible articles. The bits and pieces of information have allowed many to gain insights into some of the Brazilian banking methods. The Brazilian banking methods, according to Igor Cornelsen, are not complicated.  A few of the Brazilian banking methods include:

* keep in mind that a new set of eyes and a fresh face may make a big impact and can turn create positive change
* they will watch China and pay attention to their biggest competitor
* they monitor their overvalued currency and avoid a rapid depreciation of the actual real value
* There are ten major players in the Brazilian banks

These are only a sample of the Brazilian banking methods on houzz.com that have been revealed by Mr. Cornelsen. The Brazilian banks have found ways to streamline costs. They can look ahead with a sense of security. This is within the private sector. They will only lend to a borrower if they are worthy of the credit.

Igor Cornelsen is Informed About Investing

Mr. Igor Cornelsen is informed of investing and the Brazilian banking style. He is an experienced and credible individual who is aware that people everywhere would like to actually make more money. People have been led toward investing. Mr. Cornelsen offers much experience with the preparation of successful long investments. He has the ability to guide individuals through their portfolios. He can offer sound advice. He is known as a champion.